As the cost of living crisis continues to affect millions of people across the UK, the government is offering cost of living payments of up to £110 this February to assist low-income households. This support comes from the Household Support Fund (HSF) and is distributed through local councils to help cover essential expenses such as food and energy bills.
The initiative aims to provide relief to those facing financial hardship, particularly during the winter months when heating costs rise. To determine eligibility and apply, residents must contact their local council.
How Much Will People Receive?
The amount each household receives varies by council and personal circumstances. In some regions, payments are set at £110, while others offer different levels of support based on income and family size.
For example:
- Cambridgeshire: Residents with less than £16,000 in savings and a weekly income below £392 for singles or £593 for couples may qualify for £110 in support.
- Wolverhampton: Single-person households receive £25 for food and £40 for energy, totaling £65, while couples receive £50 for food and £60 for energy, totaling £110. Families with children get an additional £15 per child, meaning a family of four could receive £170.

Who Is Eligible?
Eligibility criteria vary, but most support is targeted at low-income individuals and families, particularly those receiving government benefits such as:
- Universal Credit
- Pension Credit
- Income Support
- Jobseeker’s Allowance (JSA)
- Employment and Support Allowance (ESA)
Some councils may also consider applications from individuals who are struggling financially but do not receive benefits. Additionally, tenants of social housing providers may need to apply through their landlords instead of directly through the council.
How to Apply for the February Cost of Living Payment
The application process differs depending on where you live. Here are the general steps:
- Visit your local council’s website or call their office to find out if applications are open.
- Provide required documentation, which may include a Council Tax reference number and a recent bank statement.
- Apply before the deadline, as many councils have specific cut-off dates.
For example:
- North Yorkshire residents must apply by February 13 to receive a £150 e-voucher for groceries.
- Doncaster residents must apply by February 28, with payments ranging from £50 to £225, depending on household size.
Other Available Support
Apart from the Household Support Fund, additional financial assistance is available:
1. Warm Home Discount Scheme
- Provides £150 off energy bills for eligible low-income households.
- Some discounts are applied automatically, while others require additional information by February 28, 2025.
2. Cold Weather Payments
- £25 is issued for each seven-day period of very cold weather (0°C or below).
- Automatically paid to those receiving eligible benefits.
3. Council Tax Support
- Many councils offer discounts or exemptions for those on low incomes.
- Some councils may increase Council Tax by up to 10% in April 2025, making this support crucial.

Why Is This Support Needed?
The rising cost of living has left many struggling to afford essentials like food, rent, and heating bills. Inflation, coupled with high energy prices, has increased the financial strain on millions of households. The government’s Household Support Fund is designed to help those most affected by these economic pressures.
However, critics argue that £110 is not enough to cover substantial increases in everyday expenses. Advocacy groups continue to call for long-term solutions such as increased wages, energy bill caps, and broader financial relief programs.
What Happens Next?
The UK government is expected to review cost of living support measures in the coming months. Future financial relief will depend on economic conditions, inflation rates, and government policy changes.
If you think you qualify for financial assistance, check with your local council immediately, as funds are limited and distributed on a first-come, first-served basis.
Conclusion
The February 2025 cost of living payment aims to provide much-needed relief to struggling households across the UK. While £110 can help cover immediate expenses, many believe more extensive financial support is necessary. If you or someone you know needs assistance, apply as soon as possible to avoid missing out on this government aid.
For direct applications and more details, visit the UK Government’s Cost of Living Support Hub.
This article has been carefully fact-checked by our editorial team to ensure accuracy and eliminate any misleading information. We are committed to maintaining the highest standards of integrity in our content.

A senior at Yale-NUS College with interests in developmental and labour economics, as well as creative non-fiction and poetry. Currently, I’m studying as an Economics major and an Arts and Humanities minor (focusing on Creative Writing) with heavy involvement in the Singaporean journalism scene and involved in research on economic history and educational policy. I’m working as an author for The Octant, Yale-NUS’ student publication, as a writer for Wingspan, Yale-NUS’ alumni magazine, and as a tutor for the NUS Libraries Writer’s Centre. | Linkedin